Items that the consumer could have shopped for, but DID NOT, are disclosed in the Services Borrower Did Not Shop For. Services Borrower Did Not Shop For might include:
- Appraisal fee
- Appraisal management company fee
- Credit report fee
- Flood determination fee
- Government funding fee (such as a VA or USDA guarantee fee, or any other fee paid to a government entity as part of a governmental loan program)
- Homeowner’s association certification fee
- Lender’s attorney fee
- Tax status search fee
- Third-party subordination fee
- Title – closing protection letter fee
- Title – lender’s title insurance policy,and
- An upfront mortgage insurance fee (unless the fee is a prepayment of future premiums or a payment into an escrow account).
To add the services:
- Select from the drop-down list for the required service.
- Enter the details of the provider.
- Enter the amount in the applicable column.
